Jay Daniels Releases "Rock & Roll and Me" on Dark Lonesone Label

Jay Daniels “Rock & Roll and Me”

Jay Daniels – Dark Lonesome Records

“Rock & Roll and Me” Jay Daniels Dark Lonesome Records

GOODLETTSVILLE, TENNESSEE, UNITED STATES, January 23, 2020 /EINPresswire.com/ — For Immediate Release:
Nashville, Tennessee

Dark Lonesome Recording Artist Jay Daniels has released "Rock & Roll and Me" to Country and Rock Radio formats.

Originally from Mobile, Alabama, Jay Daniels brings a new sound to music lovers. Jay Daniels uses his singer/songwriter talents to meld the contrasting sounds of heavy metal with country and southern rock to create a unique, gritty sound.

Jay Daniels is a Country Blues Artist with a slash of Rock and Roll! Being a writer each song he writes tells it's own story. Raised in Mobile, Alabama he has played everything from hard rock to heavy metal. Jay began playing at the age of 16 years old playing local bars with his brothers and his bands. As an adult Jay found his own sound and brand that rocks he music world.

Currently based in Atlanta, Georgia, Jay Daniels was established in April, 2019. The brand has continued to grow with an increasing fan-base and number of followers. His video views are in the thousands and because his music stretches across the genres his fans come from all over the world.

Jay signed with Dark Lonesome, an imprint of MC1 Nashville in August 2019. His first single "Rock & Roll and Me" is raw, risky and real – this music will roar in your spirit! With an enormous fan base that stretches across across the globe, Jay Daniels is sure to be a name you won't forget! Expect great things ahead for those who love rock with a little country soul.

Available on at Jay Daniels and on Play MPE

Rhonda Thompson
MC1 Nashville
+1 615-476-3121
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Jay Daniels “Rock & Roll and Me”

Source: EIN Presswire

Jay Grossman, L.A.’s Celebrity Dentist, Explains the 5 Must-Do's in Dentistry

Dr. Jay Grossman, Celebrity Dentist

Concierge Dentistry

Interested in becoming an “A+” dental patient? Here are the 5 must-do’s according to celebrity dentist Dr. Jay Grossman in Brentwood, CA.

LOS ANGELES, CA, UNITED STATES, January 23, 2020 /EINPresswire.com/ — Interested in becoming an “A+” dental patient? Here are the 5 must-do’s according to celebrity dentist Dr. Jay Grossman in Brentwood, CA.

Brush twice a day for 2 minutes each session with a sonciare:
"The 2 minute each session is crucial," says Grossman. "If you are not spending 30 seconds per quadrant you are MISSING teeth. And, if you are not using a sonic brush, you are NOT doing as good of a job as if you would with a brush like Sonicare."

You must floss, no if's and's or but's. flossing is crucial, otherwise you leave food in between your teeth and when you sleep at night the bacteria go to town on the food, and start causing cavities, gum disease and bad breath.

Professional cleanings:
You have to see your dentist for a cleaning – preferably 3 times a year, at a bear minimum twice a year.

Grossman says, "Dental cleanings are like the oil change, it is the least expensive thing to do for your mouth that will enable your mouth to go many more years without expensive repair."

Professional exam:
You need a dentist to look at your mouth every 6-12 months, look for the small things and get them fixed before they become big expensive and painful.

Dental x-rays:
Most offices are digital, meaning that the radiation in taking four x-rays is 90% less than traditional x-rays on film. Catch the cavities early when the fix is simple and inexpensive.


Dr. Jay Grossman

Dr. Jay Grossman, (http://www.conciergedentistry.com), has a concierge dental practice in Brentwood, CA since 1991 with several specialists offering "continuity of care”, all specialties under one roof. Dr. Grossman is one of the few dental practitioners in the Brentwood area to use advanced dental laser technology for more comfortable dental care. He is a graduate of NYU College of Dentistry as well as a former Lieutenant in the United States Navy Dental Corps. He is a current professor at UCLA College of Dentistry, professor at NYU College of Dentistry and a former Professor at Western University College of Dental Medicine. Dr. Grossman is a speaker on the national stage, and the founder of Homeless Not Toothless, an organization that has donated over $5 – Million in free dental care to over 60,000 homeless veterans and foster children.

Dr. Jay Grossman and his Concierge Dentistry team’s goal has always been simple, to deliver the finest dental care available. Using state-of-the-art dental technology, they provide modern imaging capabilities that allow their patients to clearly see the reasons for procedures and the intended results. They recognize that patients are individuals with different goals and needs, and they strive to provide a soothing and educational environment where extraordinary results are realized.

Aurora DeRose
Michael Levine Media
+1 310-396-6090
email us here

Source: EIN Presswire

San Jose Clinic and Dispensary of Hope Celebrate Partnership Providing Healthcare in Houston

Working Together to Distribute Free Prescriptions to the Uninsured and Those in Need

HOUSTON, TEXAS, UNITED STATES, January 23, 2020 /EINPresswire.com/ — San Jose Clinic and Dispensary of Hope joined with local elected officials, dignitaries, and supporters, including partners from the pharmaceutical manufacturing industry to celebrate a five-year-long collaboration which has provided free prescription medication to nearly 10,000 Houstonians every year, Christopher Palombo, Chief Executive Officer of Dispensary of Hope, announced today.

“Delivery of healthcare to the uninsured continues to be a challenge nationwide,” said Palombo. “This partnership, through which prescription medication is made available to those in need, is a one-of-a-kind collaboration. Our friends at San Jose Clinic show how local and national groups can work together effectively to fill a dire gap; and at the same time extend the reach of charity care dollars to help more people.”

All across the nation, between 28-30 million Americans are uninsured, of whom nearly 14 million are at or below 200% federal poverty level for household income. This creates significant barriers to care and medication access, and disproportionately higher chronic disease risks. People that do not have access to their medication suffer more and find themselves in the Emergency Room more, but when they do have access to medicine the cost burden to the healthcare system goes down and lives are saved and transformed.

Palombo continued, “Nearly 10,000 residents in the Houston and surrounding 20 counties benefit from the free prescription medications available through this partnership. And it simply would not be possible without the continued support of 30 pharmaceutical manufacturers who provide us with the medicine that we distribute to over 200 sites nationwide.”

The Dispensary of Hope is a Nashville, TN-based national non-profit organization dedicated to providing pharmacies and charitable clinics with reliable access to vital medication for the poor. All medication is generously donated by pharmaceutical manufacturers.


Fritz Schneider
Dispensary of Hope
+1 301-728-4811
email us here

Source: EIN Presswire

Finnish Singer in New York Releases a Debut Album with a Nordic Flair

Petra Jasmiina Portrait - Photography by Ron Retamales-Tiska

Petra Jasmiina – Photography by Ron Retamales-Tiska

Petra Jasmiina EP "Cygnet" Cover Image - Album cover by Ron Retamales-Tiska

Petra Jasmiina EP “Cygnet” – Album cover by Ron Retamales-Tiska

Petra Jasmiina Perfoming in NYC - Photography by Aleksei Postnikov

Photography by Aleksei Postnikov

Cygnet, the debut album by Petra Jasmiina, is rapidly gaining wind under its wings ever since the release on October 5th, 2019.

I stepped away from music for a few years while I was traveling and working abroad. I think I was finding myself, seeing the world, and living in the moment. But I always kept on writing.”

— Petra Jasmiina

NEW YORK CITY, NY, USA, January 23, 2020 /EINPresswire.com/ — Singer-songwriter Petra Jasmiina, born in Finland and based in New York City, enchants listeners with poetic storytelling, set in fresh sounds of indie pop and folk with a Nordic flair. Taking us to a unique place between a fast-paced city and a sunset by the lake, Cygnet, not unlike the story of the singer-songwriter herself, is a story of love, home, growing pains, and following your dream into the unknown.

Petra Jasmiina Haapamäki, born in Helsinki, Finland, started writing songs when she was only nine years old. Music was always her favorite thing to do, but after graduation, life took her elsewhere – to work in Spain, Greece, Turkey, and Thailand, to be exact. “I stepped away from music for a few years while I was traveling and working abroad. I think I was finding myself, seeing the world, and living in the moment. But I always kept on writing.” After some years in the sun, she found what she had been looking for.

In 2015, the 25-year-old left her friends and family to book a flight across the Atlantic. “Now that I think of it, it was the craziest thing I’ve ever done. I had no job, no apartment, and knew no-one in the city. I had barely researched visas, job permits, or apartment prices. But there have been a few of those moments in my life when logic or practicalities just don’t matter, and it’s like I had no choice. I had to do it. Realizing I needed to make music and pursue my dreams. Even with all the chaos and uncertainty that followed, the moments of clarity and determination gave me peace.”

The beginning of a new life in New York City wasn't a soft landing. Finding friends, getting an apartment, or even opening a bank account, didn't come easily. Following a dream of making music seemed very different from what we see in the movies. A few years and a handful of experiences later, she not only calls New York City her home but enjoys the exciting and ever-changing music scene of the city. This is partly thanks to Writer's Room Songwriter Series, which started as an all-original-songs' open mic, and has grown to be a respected showcase of the city's best up and coming songwriting talent. To Petra, it's felt like a safe haven, a hub to form new friendships and a doorway to a new community of songwriters and indie musicians. "We've had the pleasure of having Petra regularly perform at our series since we launched back in the summer of 2018 and are proud to see her quickly become a dynamic songwriting force. We are also grateful for her passionate support of our series, including creating our Indie NYC playlist on Spotify", says Scott Krokoff, who founded and hosts the showcase alongside Jeff Jacobs. Like Krokoff, Jacobs has been creating and performing in New York for over a decade. He's also performed with Petra on various occasions and says, "Listening to Petra takes me back to a time when songs were songs. She's a natural-born weaver of poetry and melody, and there's a sweetness to her voice that is unmistakable."

In January 2019, Petra started recording with beloved New York producer and sound engineer Craig Levy of Little Pioneer Cider House Studio in TriBeCa. “Petra was secretly my favorite new collaborator in 2019. In such a short time, she’s gone from a singer-songwriter to being a true co-producer with so many interesting ideas that match her personality perfectly. She’s a natural storyteller – besides lyrics, she wants to tell a story with the production, too, whether it’s a near theatrical choice of instruments or a Finnish word hidden in the backing vocals. It’s always something new and even strange, but there’s a meaning behind each choice.”

Cygnet, her debut album, is an excellent example of this. Hours, the first single of the album, released in September, opens with a beautifully restless guitar picking by Finnish jazz master Olli Hirvonen. The song makes us chase sunsets alongside powerful drums and ethnic chants. At the same time, catchy, pop Sheeran takes us to a dingy live music joint in the heart of the city with the strums of an old guitar and percussions created by literally sliding a beer bottle down a studio table. Possibly the most adored song on the EP, however, is Arsonists, a melancholic piano ballad with swelling violins played by Estonian entrepreneur and musician Valev Laube. The lyrics move elegantly between the secular and the poetic, something that seems to have become a bit of a staple of her writing. “Arsonists is a story about a love burned out. It is something that is both day-to-day and ordinary, and also full of metaphor and poetry. As it is the most personal of all the songs, and probably the one I’m most proud of, it has been amazing to see how people have embraced it and made it their own. That’s really what making music is about for me – a connection.” Petra says.

Even though she left Finland at the age of 19, home is and always will be a big part of Petra’s identity and music. After all, the album title, meaning a baby swan, honors the national animal of Finland while signifying a debut and a beginning. The album is for her, and exciting plans are already in place for recoding a full-length album. Petra is also a cast member and an Associate Producer of Kalevala The Musical, an upcoming Broadway production based on the Finnish National Epic. The creator of the musical, Johanna Telander says, “Petra is a welcomed, bright new voice in the world of singer-songwriters. Her honest, reflective songs are catchy and relatable with just the right amount of Nordic Twist. What she brings musically can only be matched by her intelligence, drive, and SISU.”

Stay updated on future performances and releases by following Petra Jasmiina on Facebook www.facebook.com/petrajasmiinah, and Instagram www.instagram.com/petrajasmiina.

Valev Laube
The VL Studios
+1 732-357-7373
email us here
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Petra Jasmiina – Hours

Source: EIN Presswire

Markpoint DSP, a Point of Hassle-free Media Buying and Growth Launches New Demand-side Platform

Markpoint, a hassle-free RTB media buying platform

Markpoint, a hassle-free RTB media buying platform

We're happy to announce the launch of Markpoint DSP, a new demand-side platform.

KYIV, UKRAINE, January 23, 2020 /EINPresswire.com/ — We're happy to announce the launch of Markpoint DSP, a demand-side platform that enables advertisers to programmatically buy display, native, and video ads across web, mobile, and in-app.

The Markpoint DSP aims to help advertisers, demand and supply partners grow their businesses, reach their marketing KPIs, and do that most cost-effectively. Markpoint team brings to the table years of expertise in advertising, marketing, technology, and data, as well as measurable capacities.

What's in stock?
Exclusive supply
Markpoint provides premium supply from over 30 direct publishers and a bunch of hand-picked trusted partners. The supply volume counts 70B+ unique monthly impressions from140 countries in North America, LATAM, CIS, EU, and MENA.

Easy start
Starting campaigns in Markpoint DSP is fast and easy. It takes 3 steps to set up the ad campaign. Specifically, advertisers can select the ad category, ad formats, and supply sources, fine-tune targeting leveraging 20+ targeting filters to set up and link up, and customize their campaigns using frequency caps, payment events configuration and more parameters.

Top-performing ad formats
The most effective and user-oriented ad formats are at advertisers’ and partners’ disposal. Numerous display banners, native ads formats, including in-feed, recommendation widgets, and more, plus in-stream and out-stream video ad formats are available across desktop, mobile web, and in-app.

Brand safety environment
Markpoint DSP uses Pixalate anti-fraud technology to ensure brand safety and serve 100% bot-free traffic. Specifically, the platform protects brands from fake page views and clicks, inappropriate ad placements, malicious ad injectors, browser and time zone falsification, and more

Company information
Having been at publisher, agency, and ad network sides, the team behind this platform put the industry insights into the Markpoint DNA. It's where customers and partners will find a balance between expertise and innovation, automation and human touch, being fast and insightful.
To learn more about how Markpoint DSP helps marketers and entrepreneurs boost their growth, join Linkedin, Twitter, Facebook or visit the website: http://markpoint.tech.
For media inquiries, please contact Communications Manager, at media@markpoint.tech.

Tania Horda
67 234 0557
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Source: EIN Presswire

Chicago's Black History Month Kicks Off With the Musical Production '1619: The Journey of a People'

1619 marks the start of African American's 400-year journey that would change a nation and the world

CHICAGO, ILLINOIS, UNITED STATES, January 23, 2020 /EINPresswire.com/ — (Chicago) – 3D will be presenting “1619: The Journey of a People” for six showings during Black History Month.

Feb. 6 – Wheaton College @ 6:30 p.m.
Feb. 7 – Elementary and high school production at Kennedy-King College @ 10:30 a.m.
Feb. 8 – Kennedy-King College @ 6:00 p.m.

Feb. 27 – Greenhouse Theater @ 7:00 p.m.
Feb. 28 – Elementary and high school production at Greenhouse Theater @ 10:30 a.m.
Feb. 28 – Greenhouse Theater @ 7:00 p.m.

According to Gary Indiana radio host Eve Gomez, “‘1619: The Journey of a People’ is a dynamic new musical taking audiences by storm. Do not miss this life-changing theatrical experience!”

20 enslaved Africans arrived in Point Comfort, Virginia. The 400-year journey that followed would change a nation and the world. Using various musical forms including hip-hop, jazz, and blues, this fabulous musical theater production commemorates the struggle for equality and celebrates the story of America’s African sons and daughters.

After successful performances in Chicago, Elmhurst College, and Hampton University, the production is back for a Black History Month run.

What our audiences have said…
“I was on the edge of my seat and my eyes filled with tears of joy. I am in awe of the
magnificent performance I just witnessed. This belongs on Broadway.” –Christine
Houston, Creator of NBC’s hit sitcom “227”

“Thank you for your wonderful performance and the opportunity to present such a powerful production, especially to our students. Our students were informed, enlightened and culturally enhanced by this extraordinary new musical about the African American journey. I wish you continued success as you share this outstanding production with others.” –Shelia Maye, Hampton University Music Department Chair

“That was a very emotional and intellectually rewarding experience.” –English Department Chair, Elmhurst College
“1619 is one of the most powerful performances that I have ever seen. Unlike monolithic productions that tend to appeal to only one target audience, the intergenerational quality of this production has something in it for everyone. The messaging is magnificent and highlights the complexity of the African American condition. There is an extraordinary song, dance, sermonic and political discourse, plus a marvelous display of tech-savvy to mesmerize the viewer. If you want to celebrate the past and be challenged in the present with a view toward the future, you must see this production.”–Rev. Dr. Brian J. Wells, Carver Memorial Presbyterian Church, Newport News, Virginia

About the 3rd Dimension Performance Group

3D was established in 1999 to create and present quality entertainment that is thought-provoking, artistically dynamic, and socially relevant. In the years since its inception, 3D has provided programming for a host of private and public sector clients, toured extensively, and facilitated arts instruction for thousands of students.

About the Playwright

Ted Williams III has taught Political Science at Wright College, Chicago State University, and he is the Chairman of the Social Sciences Department at Kennedy-King College. Williams III is the former host of WYCC-PBS television’s The Professors weekly talk show and has appeared in commercials and training videos for companies including McDonald’s, Empire Carpet, Six Flags, Federal Express. Additionally, he is the author of the book, The Way Out: Christianity, Politics, and the Future of the African-American Community, a recent contributor to the Third World Press text, Not Our President, and a former candidate for the Chicago City Council.

DiMarkco Chandler
Frackle Media
+1 872-201-7522
email us here
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Source: EIN Presswire

Ralph Chapa Explains The Three Types of Product Liability

Ralph Chapa of Farmington Hills

FARMINGTON HILLS, MI, UNITED STATES, January 23, 2020 /EINPresswire.com/ — Most Americans are at least passingly familiar with the legal concept of liability; it’s the responsibility borne by all citizens, companies, agencies, and other entities to act in a certain manner. Negligence is a similar term that describes a person’s failure to exercise reasonable care in order to avoid hurting another individual or damaging property.

But what is product liability? How can an inanimate object be responsible? Attorney Ralph Chapa, who specializes in product liability as well as other types, explains the topic in simple terms.

Of course, no one actually thinks that a hoverboard, a bottle of facial cleanser, or an over-the-counter heartburn remedy has liability or is “responsible” in the same way we consider humans to be responsible. In fact, there are people behind every manufactured item, and they are the ones who are ultimately held accountable for their negligence. By allowing the product to be sold or distributed, whether or not they knew of any potential damage, defect, or danger caused by that product, they are failing to exercise reasonable care.

The law stipulates that any product that is sold or otherwise distributed must meet the consumer’s ordinary expectations, explains Ralph Chapa. If there is a problem with the product and it presents a danger to the consumer or any other user, it cannot be said to meet those ordinary expectations.

Ralph Chapa goes on to say that there are three types of problems that might give way to liability. They are, defectively manufactured products, products that are defectively designed, and failure on the part of the manufacturer or distributor to provide adequate warning or instruction.

Products that are defectively designed are dangerous right from the get-go. They can be described as poorly designed. A top-heavy SUV that has a tendency to roll over when it drives around a tight corner is an example of a defective design. All the SUVs of this type have the same problem.

According to Ralph Chapa, defectively manufactured products have been well-designed, but are put together incorrectly, due to human or machine error. They could include a medicine that contains a poisonous substance or a shelving unit that is missing several screws.

Marketing defects are improperly labeled, may fail to warn users of potential danger, or have insufficient warnings. Some examples include: a topical ointment or salve that fails to print a warning on the tube telling consumers not to ingest it; a coffee cup from a fast-food restaurant that doesn’t have the words “Caution: Coffee Is Extremely Hot” printed on it; or a doll that is intended only for children ages 8 and up, because it contains small parts that could pose a choking hazard, but that doesn’t include a warning about keeping it away from younger kids.

Product liability, in the opinion of Ralph Chapa and his colleagues, is one of the most fascinating branches of law. Proving that a company or individual was negligent in designing, manufacturing, or marketing a product can be difficult to prove. However, doing so in a court of law can lead not just to a tremendous payout for the plaintiff and a great deal of satisfaction for the attorney, but also to a safer society for everyone

Caroline Hunter
Web Presence, LLC
+1 7862338220
email us here

Source: EIN Presswire

Swing Dance Raises Funds for Tampa Bay Charity, Children With A Vision

On January 16, the Savoy South Dance Hall and the Church of Scientology Flag Service Organization held the first Swing Dance for Charity of 2020 in the Fort Harrison Crystal Ballroom, located in downtown Clearwater, to raise funds in support of veteran Ta

On January 16, the Savoy South Dance Hall and the Church of Scientology Flag Service Organization held the first Swing Dance for Charity of 2020 in the Fort Harrison Crystal Ballroom, located in downtown Clearwater, to raise funds in support of veteran Ta

On Jan. 16, the Savoy South Dance Hall and the Church of Scientology in Clearwater held the first Swing Dance for Charity of 2020.

CLEARWATER, FL, US, January 23, 2020 /EINPresswire.com/ — On January 16, the Savoy South Dance Hall and the Church of Scientology Flag Service Organization held the first Swing Dance for Charity of 2020 in the Fort Harrison Crystal Ballroom, located in downtown Clearwater, to raise funds in support of veteran Tampa Bay area nonprofit, Children With A Vision (CWAV).

Tonya Lewis, the founder of CWAV, says she started doing community events such as community cookouts, toy drives, networking and back to school giveaways all in her backyard 28 years ago before CWAV started. "I still do those events to this day," she says. "Our last back to school event was the 20th year in a row that we did it in partnership with the City of Tampa. This year we gave away 10 scholarships to high school seniors."

Lewis says the children she's helped over the years grow up to give back to the community in their own way. "One young lady I mentored founded a nonprofit called Gowns for HER," based in Texas, which promotes self-worth among women by providing formal gowns to young girls who desire to attend formal activities despite financial challenges in life.

As the founder of Gowns for HER is originally from the Tampa Bay area, "She wanted to do one of her events here and so I helped get my sponsors to support her."

Lewis describes helping with that event as, "passing the torch to the next generation." But she's far from done, "We're all on this Earth to serve a purpose." Lewis says hers is "to serve God's people."

To help her continue to serve, all proceeds from the event went to CWAV and their mission. To reward them for their contributions, guests who had never swing-danced before received a free lesson from Arleene Norman of Savoy South Dance Hall.

"Having this charity dance in the Fort Harrison makes you do something different," says Norman, who's been teaching others how to swing dance for 20 years. "It has a cause to it and it's giving back to the community. That's why I do it."

About the Fort Harrison:

Since its opening in 1926, the Fort Harrison has been the home to many events for charitable organizations. The Fort Harrison is the international religious retreat for the Church of Scientology. Developed by L. Ron Hubbard, Scientology is a religion that offers a precise path leading to a complete and certain understanding of one's true spiritual nature and one's relationship to self, family, groups, Mankind, all life forms, the material universe, the spiritual universe and the Supreme Being. For more information, please go to www.scientology.org.

Matthew Ward
Freedom Magazine
+1 727-467-6854
email us here

Source: EIN Presswire

What to Do with Your 401(k) When You Leave a Company According to Jim McEnerney: Part II

Jim McEnerney of Kansas City

KANSAS CITY, KS, UNITED STATES, January 23, 2020 /EINPresswire.com/ — Welcome back to this two-part article, in which financial whiz Jim McEnerney of the investment advisory firm The McEnerney Group explains what can be done with 401(k) funds that are associated with a previous position. In Part I of this post, McEnerney discussed two of the four options for dealing with an old 401(k): leaving it where it is or moving the funds to your current employer. Today, we’re taking a look at the other two options.

Option 3: Indirect Rollovers

What can you do if you don’t want to leave your 401(k) where it is, with your former employers, nor transfer the money to an account associated with your current job? A new 401(k) might not even be possible; perhaps you have decided to work as a freelancer or independent contractor, your new employer doesn’t offer it, or you’re retiring.

An indirect rollover is one way to go, explains Jim McEnerney, but it’s a bit (OK, a lot) tricker than its direct counterpart. With this option, you receive a check for the amount in your account, but then you’re obliged to take care of moving the funds into the new 401(k) or to an IRA. Fail to do so in a timely fashion, and you’ll be on the hook for income tax as well as a 10% penalty tax.

In addition, your former employer will deduct 20% of the distribution for taxes, and therefore you will be responsible for covering the shortfall in order to roll over the entire amount of your assets. You’ll get it back come tax time, but it may represent a hardship to part with that much cash even temporarily.

However, Jim McEnerney says, it doesn’t really make any sense to take this option if you’re moving savings into a new 401(k); there’s just too much risk that something will go awry. If you can afford to front yourself that 20%, however, consider establishing an IRA. All of your separate 401(k) retirement accounts, if you have more than one, can go into the IRA. So can future savings. An IRA will also afford you more freedom to invest your money as you wish.

Option 4: Taking a Cash Distribution

Lastly, you can opt to cash in the 401(k). It is a tempting option, to be sure, but it’s really a hail mary; unless you are facing a true financial hardship that could be solved with an infusion of cash — we’re talking eviction, foreclosure, or repossession here, not “it’s been a while since I’ve had a vacation” or “wouldn’t a new Range Rover be nice” — don’t even consider a cash distribution.

According to Jim McEnerney, here are a few reasons to avoid this scenario, and they’re all very good ones. First, this is your retirement we’re talking about here. Even if your financial future is bright, and you anticipate being able to sock away plenty of money to replace your existing 401(k) by the time you are ready to retire, you will still be losing the interest and dividends that your savings are currently reaping.

On top of that, you will have to pay taxes on your funds if you take the cash value. The sudden spike in your “income” may also be significant enough to push you into a higher tax bracket. If you are under the age of 59½ , the IRS will also slap you with a 10% penalty tax. In some situations, you could see the value of your 401(k) plummet, slashed almost in half by taxes and fees when all is said and done. If you truly need the money, you may be willing to forfeit that amount; otherwise, it’s just a dumb decision, plain and simple.

Wrapping Up

Naturally, there are many factors to consider when making a decision about an old 401(k) account. No one solution will be right for everyone. Jim McEnerney recommends doing plenty of research, speaking with your financial manager, and exercising caution before making your choice.

No matter which of these alternatives you opt for, be sure you understand all of the potential penalties, tax burdens, requirements, and restrictions. The last thing you want is to pay taxes or face a financial penalty because you rushed through the decision.

Caroline Hunter
Web Presence, LLC
+1 7862338220
email us here

Source: EIN Presswire

"Giving is not just about making a donation, it's about Making a Difference"

Giving is not just about making a donation, it’s about making a difference


LOS ANGELES, CALIFORNIA, UNITED STATES, January 23, 2020 /EINPresswire.com/ — We encourage our team members to make a difference in the lives of the community that we serve.

As one of the employee benefits at Your Home Sold Guaranteed Realty, we will match the amount that our employees donate (we just ask for the receipt from the Charity organization you selected and we will send the same amount that you donate to that organization).

If you volunteer the company will pay $50 every 5 hours volunteering time.

This evening, our Operation Manager and Inside Sales Team Leader are proud to volunteer 10 hours collectively at the "Greater Los Angeles Homeless Count".

Our housing and economic crisis pushes people into homelessness faster than our system can help them. LA County has a tremendous shortage of affordable housing units, and rents are rising faster than wages for low-income renters – median household income decreased 3% between 2000 and 2017. A renter would need to earn $47.52 per hour to afford the median monthly asking rent. The housing and economic crisis has more than 2 million county residents paying more than 50% of their monthly income on housing.

Last year in the LA CoC, 37% of unsheltered people were found living in vehicles (16,528), up 5% from the previous year. This is attributed to the rise of rents across the County. People who live in vehicles typically have a steady flow of income and even savings set aside but are not able to find affordable housing.


Company Vision: "To Be the Best Place to Work, Buy and Sell Real Estate in California!"

Our Core Purpose
To Help You Achieve Your Hearts Desire!

Our Core Commitment
Through a commitment to Second Mile Service, Empowering and Inspiring Others, Being Results Driven, Valuing Relationships by Expressing Gratitude, and Embracing Continual Improvement, our company will endeavor to be the best place to work for our team members, the best place to buy and sell real estate for our clients, be the best stewards for our shareholders, and give our best to our community.

Our Operating Values
* Second mile service: Go Serve Big!!!
* Empower and Inspire Others
* Results Driven
* Value Relationships by Expressing Gratitude
* Embrace Continuous improvement

Second Mile Service
Whoever compels you to go one mile, go with him two. (Matthew 5:41)

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Source: EIN Presswire